Financing Options from Service Experts Heating & Air Conditioning

Just think: it’s August, inching closer and closer to triple digits, and your air conditioner goes out. It just dies. Doesn’t work. No more AC system, no more cool air to help you stay comfortable. It’s finished. 

So you call an air conditioning company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioning system(s) you desire, the kind of home(s) you have, and the type of energy source you’d like. 

So what do you do? Spend the hottest time of the year soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner? 

Or option three? Financing. 

The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the standard consumer in the United States has no more than $5,000 they can get their hands on, it makes complete sense. So when life happens and things fail, and unexpected costs such as an air conditioner repair or replacement is required, it is vital that we have affordable financing options available. 

At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their HVAC systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires. 

Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new HVAC system more affordable, while also obtaining an efficient system that will help decrease energy bills while giving home comfort. 

The financing programs at Service Experts Heating & Air Conditioning are as follows: 

  • Low monthly payments 
  • No down payment 
  • No annual fees 
  • No prepayment penalties 
  • Competitive interest rates 

With so many choices, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you! 

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