Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Imagine: it’s July, sneaking up to triple digits, and your cooling system dies. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. It’s finished.

So you call a heating and cooling company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, based on the type of air conditioning system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend your summer soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the standard consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected expenses such as an AC repair or replacement is needed, it is vital that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their heating or air conditioning systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.

Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also receiving an efficient system that will help reduce energy bills while giving home comfort.

The financing programs at Service Experts Heating & Air Conditioning include the following:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many options, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to work with you!

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