Picture it: it’s July, sneaking up to triple digits, and your cooling system goes out. It just dies. Doesn’t work. No more AC system, no more cool air to help you stay comfortable. It’s finished.
So you call a heating and cooling company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – your new air conditioner is going to cost somewhere between $7,000 to $70,000, based on the type of air conditioning system(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the standard consumer in the United States has under $5,000 they can get their hands on, it makes total sense. So when life happens and things breakdown, and unexpected expenses such as an AC repair or replacement is needed, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their HVAC systems. The first set of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to work with you!